Higher Income Drivers More Likely To Speed? Will Their Auto Insurance Costs Rise?
According to a PEMCO Northwest Insurance poll released last month, Washington drivers who have household income of more than $75,000 a year are more likely than those of household income below $75,000 to speed and talk on a cell phone.
Among those drivers who are more likely to speed, the poll found that these drivers are under-55 males who earn at least $75,000 with one or more children at home.
The least likely speeders? Empty-nester females over the age of 55 who earn less than $75,000, as well as single drivers without children.
But here's what the poll doesn't show: whether the more likely speeders are actually more likely to get pulled over and cited for a speeding ticket or another traffic offense.
A conclusion in the poll is that one would think that drivers with children would slow down and obey the speed limit, "helping to ensure they'll be around to raise their kids."
However, the poll says nothing about whether parents are more likely to be involved in fatal collisions or that the absence of fatal collisions will help parents be around to raise their kids any more than quitting smoking or abstaining from trans-fats.
What is more probable is that PEMCO and other insurance companies will use this and other similar data as an excuse to raise insurance rates for certain groups of people. It could be that under-55 male drivers with higher income, especially those who receive a speeding ticket, will see a remarkable rise in their insurance rates.
Those drivers concerned about insurance rates would be wise to fight their tickets.
I got a traffic ticket once for speeding and I found out that you can take Traffic School Online to make sure the ticket doesn't go on your record. It was nice having a little security. The one I went to was really easy www.gototrafficschool.com
Kelli,
This is not completely accurate, but thank you for posting this comment so that I can respond for other readers.
A FEW courts will allow traffic school as an option to keeping your ticket off your driving record. This option is either in the form of a requirement for a deferred finding - which in and of itself is optional with the court - or as a requirement for some other type of court-fashioned agreement whereby the court will dismiss the infraction upon notice that you have completed certain requirements (such as traffic school).
The problem here is that in the State of Washington, not many courts and judges allow traffic school as an option, and you should not contest a ticket with that option in mind because in most drivers are not able to take advantage of that option because the option simply is not offered.
Next time you get a ticket, please call me for a free consultation.
Thanks for writing this.